Now on Android

Budget smarter,
start building wealth
one paycheck at a time.

Paycheck Compass helps you plan every dollar as it arrives — so you stay in control, paycheck by paycheck.

▶ Coming Soon on Google Play Free to try  ·  Available on Android
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Screenshot coming soon

Budget overview screen

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Screenshot coming soon

Paycheck planner screen

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Screenshot coming soon

Account summary screen

Why Paycheck Compass?
Built around how you actually get paid

Most budgeting apps think in months. You think in paychecks. Paycheck Compass works the same way you do.

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Paycheck-first planning

Allocate every dollar the moment your paycheck arrives. Know exactly what's covered before you spend a thing.

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Your data stays on your device

No accounts, no cloud sync, no data collection. Everything you enter lives on your phone only. Always.

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Three-account system

Separate your spending into Checking, Maintenance, and Savings accounts.
A proven method for staying on track.

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Track trends over time

See how your spending patterns change month to month with simple, clear graphs — no spreadsheet required.

Auto-save as you type

Your plan saves itself as you work. No save button. No lost data. Just focus on your budget.

How it works
Four steps to a clearer paycheck

The Paycheck Compass method — simplified into a process anyone can follow.

1

Enter your income

Add your pay for each pay period. Primary, secondary, or other income sources.

2

Plan your categories

Allocate amounts to housing, food, transport, savings and more — guided by proven percentage targets.

3

Review your accounts

See exactly how much to transfer into each of your three accounts before the month begins.

4

Track your progress

Compare months, spot trends, and refine your plan over time until budgeting feels effortless.

Important: Paycheck Compass is a personal organisation tool only. It does not provide financial, legal, tax, or investment advice of any kind. All figures and category suggestions are illustrative only. You are solely responsible for all financial decisions you make. Full Terms of Use  ·  Privacy Policy

Paycheck Compass is based on one approach to budgeting — and like any system, it works well for some people and not for others. If you find it overwhelming or it's adding stress rather than reducing it, stop and try something else. The best budgeting system is the one you'll actually use.